![]() It also shows you quickly money savings will add up.Wondering how to organize bills at home or at work?ĭo you want to finally get a handle on your paperwork? Penny Challenge – This is my go-to recommendation for anyone trying to learn the art of saving. Just do it! We love this and if you skip over to read our story, it will explain how this one gem changed our lives. These nifty templates are great to print and start the practice of money envelopes!ĥ2 Week Savings Challenge – You can start this anytime of the year. Money Envelope Templates – If you know Dave Ramsey, you know what we are talking about. We all get addicted to our favorite grocery store but is it REALLY the best value grocery store? This printable helps you be a detective and figure that out. Grocery Comparison Sheet – I love this sheet as it doesn’t lie. Savvy Budget Planner – This is a complete budget binder with helpful tips, tricks and how-tos to help you on your financial journey. We’ve got lots of freebies here on Savor and Savvy to help your road to financial freedom! Check these out! Are you prepared for an unexpected expense? This will help you get there fast!Īdd all of these sheets together with the email freebies, Monthly Financial Goals and Yearly Financial Goals. $ 10 00 Emergency Fund Savings Challenge–This one takes you through the steps via a fun challenge to save a $1000 emergency fund that so many people lack. ![]() It is a great tool for tackling the highest interest rate ones first. This is a holistic look at your debt and helps you to keep track of how much you owe. For most of us, it won’t even take a week to realize that there should be some cutting back going on.ĭebt Payoff – This takes a deep dive into your debts and tracks how much you pay off. Take it with you on a Saturday and just start keeping track how much you spend. Time goes by so quickly and it doesn’t FEEL like we spent that much, but this sheet is the visual that is going to SPEAK to you like no other. Spending Log– This daily spending log helps to see how much money leaves your wallet each day. Fair warning, it may be hard to accept where you are spending your money. This one was featured first as it is imperative to get a full understanding of where your money goes and to be honest with yourself about it. □ Snag This One Now □ The Mini Finance Binder includes:Įxpense Tracker– You are going to keep track of all of your expenses each month. I am not going to lie, this is hard work, but the payoff is HUGE. Utilizing all of the tools in the binder will help you reach your financial goals this year. This Bill Worksheet Printable will work hand in hand with the other printables in the Mini Finance Binder. □ Putting this Together with the Mini Finance Binder When it’s time to sit down and do bills, everything is already there. Pens | Grab a couple of your favorite pens and keep them in the binder as well. It will help you stay organized and structured. ![]() ✍️ Toolsīinder | Grab a small 1″ binder to put this and the rest of the finance binder inside. If this is hard for you, try starting off using the Cash Envelope System to categorize your money each pay period to help you designate money towards each expense. Late fees and a hit on your credit would be two problems you don’t want when you can control it. That seems basic, right? How many times have you accidentally forgotten to pay the power or water bill? Maybe it was the minimum due on an installment loan. We have a couple of bills that we pay quarterly and they didn’t show up when I did this initially. It may take a few months to complete everything, though. You may write a check for those that don’t fit into the above categories. Check for the bills that you receive in the mail.Check all of your credit cards for any ACTIVITY of auto payments (e.g.These are auto payments that are pulled from checking. This is where you can find the bills that are PULLED from your account. Check in your bank account for the ACTIVITY section.This is the section you PUSH the money out of your bank account. Check in your bank account in the BILL PAY section.I found it helpful to go into my bank account and list all the bills I currently pay.
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